I was flipping through the current issue of the Complete Guide to Cardmaking magazine and saw a card that just made me sit back and say duh.  The technique was simply utilizing charms on the card and a few months ago I found several clearanced at Hobby Lobby that I had purchased for mere pennies.  Of course they've been hanging on the peg board just waiting for the "perfect" use and finally I had one.

This card was made using my Sizzix dies and Fiskars circle cutter.  I really like this Sizzlit die of the girl propped up on her pillow with the phone to her ear.  I've even used this one one business card holders. 

The inside paper is from DCWV's High School matstack.